Buy Now Pay Later in Ireland

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BNPL are alternatives to traditional loans and credit cards. BNPL usually allows you to purchase an item and pay it off over an agreed number of monthly installments. 

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Who offers Buy Now Pay Later in Ireland?

A few traditional retailers like Littlewoods and Argos have been offering them here for years. Flexi-Fi is the first large-scale provider with over 800 retailers including Woodies DIY, Samsung and Harvey Norman offering BNPL powered by Flexi-Fi.

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Flexi-Fi’s plan types differs by merchant. Typically lower purchases attract no fees or interest with fees added on higher purchases. Some merchants offer a number of  options for example Harvey Norman offer:

  • ​No interest ever on purchases up to €499.99: pay 20% upfront and the remainder in fortnightly payments over 8 weeks. No fees or interest.

  • Low interest on purchases between €500 and €999.99 with €43.68 in fees and interest over 12 months. In total it would cost you 4.4% more than buying upfront.

  • Two options were you can spread payments out over 2 or 3 years. Based on Harvey Norman’s website, once interest and fees are added, these options add between 5.5% - 8% to the upfront price.

 

These require credit approval, so read the terms before applying! 

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The following is a list of stores where ​you can Buy Now Pay Later with Flexi-Fi:

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Bermingham Cameras

Arts & Entertainment

Bermingham Cameras

Arts & Entertainment

Big Bear Sound

Arts & Entertainment

Camera Centre

Arts & Entertainment

Camerakit.ie

Arts & Entertainment

Cloney Audio

Arts & Entertainment

Compu b

Arts & Entertainment

Conns Cameras

Arts & Entertainment

DJBox

Arts & Entertainment

DMC Events

Arts & Entertainment

Freya Guitars

Arts & Entertainment

Gerry O'Carroll Photography

Arts & Entertainment

Image Supply Systems

Arts & Entertainment

Loves Vinyl

Arts & Entertainment

Maloney Pianos

Arts & Entertainment

Mark Nixon Studio

Arts & Entertainment

Music Minds

Arts & Entertainment

Musicmaker

Arts & Entertainment

Pianos Plus

Arts & Entertainment

Sound Lease

Arts & Entertainment

Click on a category to see retailer offers from that category:

Electronics discounts

Electronic Discounts

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Fashion

Discounts

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Homeware & Furniture offers

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