Buy Now Pay Later in Ireland

BNPL are alternatives to traditional loans and credit cards. BNPL usually allows you to purchase an item and pay it off over an agreed number of monthly installments. 

 

Who offers Buy Now Pay Later in Ireland?

A few traditional retailers like Littlewoods and Argos have been offering them here for years. Flexi-Fi is the first large-scale provider with over 800 retailers including Woodies DIY, Samsung and Harvey Norman offering BNPL powered by Flexi-Fi.

Flexi-Fi’s plan types differs by merchant. Typically lower purchases attract no fees or interest with fees added on higher purchases. Some merchants offer a number of  options for example Harvey Norman offer:

  • ​No interest ever on purchases up to €499.99: pay 20% upfront and the remainder in fortnightly payments over 8 weeks. No fees or interest.

  • Low interest on purchases between €500 and €999.99 with €43.68 in fees and interest over 12 months. In total it would cost you 4.4% more than buying upfront.

  • Two options were you can spread payments out over 2 or 3 years. Based on Harvey Norman’s website, once interest and fees are added, these options add between 5.5% - 8% to the upfront price.

 

These require credit approval, so read the terms before applying! 

The following is a list of stores where ​you can Buy Now Pay Later with Flexi-Fi:

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Bermingham Cameras

Arts & Entertainment

Bermingham Cameras

Arts & Entertainment

Big Bear Sound

Arts & Entertainment

Camera Centre

Arts & Entertainment

Camerakit.ie

Arts & Entertainment

Cloney Audio

Arts & Entertainment

Compu b

Arts & Entertainment

Conns Cameras

Arts & Entertainment

DJBox

Arts & Entertainment

DMC Events

Arts & Entertainment

Freya Guitars

Arts & Entertainment

Gerry O'Carroll Photography

Arts & Entertainment

Image Supply Systems

Arts & Entertainment

Loves Vinyl

Arts & Entertainment

Maloney Pianos

Arts & Entertainment

Mark Nixon Studio

Arts & Entertainment

Music Minds

Arts & Entertainment

Musicmaker

Arts & Entertainment

Pianos Plus

Arts & Entertainment

Sound Lease

Arts & Entertainment

Click on a category to see retailer offers from that category:

Electronics discounts

Electronic Discounts

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Fashion

Discounts

Furniture%20Homeware%20discounts_edited.

Homeware & Furniture offers

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